Physician mortgage loans allow doctors to buy high-end homes at low rates.
Physician mortgage loans are designed to help medical students, residents, new physicians and established physicians buy homes with affordable rates. Theses loans look at the finances available to the doctor and finds lenders that are able to offer loans in lieu of their debt-to-income-ratio from student loans. These programs throughout the country also offer high loan limits, flexible terms and zero down payments.
Physician Mortgage Network
The Physician Mortgage Network helps doctors find loans in all 50 states. This company has loan specialists who will consult with interested borrowers and after an assessment, work to find the best quality loan. New homes, second mortgages, refinancing, home equity, construction, debt consolidation and home improvement are types of loans available with the Physician Mortgage Network. Zero down payments on loans are available along with fixed rate mortgages, adjustable rate mortgages and high loan limits. Down payment gifts are allowed and deferred student loans do not affect credit ratings. Loan officers can be reached via telephone to start the process.
The Physician Mortgage Network
153 Lake Street East
Wayzata, MN 55391
888-218-1071
physiciansmortgage.net
SunTrust Mortgage
SunTrust Mortgage has loans for residents, fellows, interns and doctors who have completed residency in the past six years. These mortgage loans are available in 12 states (listed on the website) that have SunTrust mortgage centers. Physicians can use this program for primary residence only and fixed rate and adjustable rate mortgages are available. SunTrust also offers 100 percent financing, zero down payments, low interest rates, high limit loans, no minimum loan amounts and no pre-payment penalty. Interested applicants can apply online or call to speak with a loan specialist.
SunTrust Mortgage
628 Green Valley Rd.
Suite 203
Greensboro, NC 27408
336-412-5333
suntrustmortgage.com
Physician Loans
Physician Loans have mortgage loans for new medical school graduates, residents and practicing physicians. The loans offered have zero down payment or low interest rates as well as no private mortgage insurance, no pre-payment penalty, adjustable mortgage rates, and 50 percent debt-to-income ratio and student loans do not count against your debt. Doctors interested in learning more or applying can contact a loan officer by telephone to start the process.
Physician Loans
5880 Cleveland Ave.
Columbus, OH 43231
877-91-Doctor
physicianloans.com
Doctor Loan USA
Doctor Loan USA is company with programs to fit the needs of residents and established physicians. This program offers no private mortgage insurance, 100 percent financing, zero down payments and loans with high limits. Student loans are not taken into account with regards to credit rating and debt-to-income ratio is not held against borrowers. For more information or to get started, contact a loan officer by email on the website.
Doctor Loan USA
104 Assembly Ct.
Cary, NC 27511
919-926-8324
doctorloanusa.com
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